Jargon Buster

Cash Ratings

A cash rating refers to how much your insurance company will underwrite the contents of your safe for. If the rating is £1,000 then the safe is suitable for storing up to £1,000 in cash or ten times this sum in jewellery and other valuables i.e. £10,000 in jewellery.

Cash ratings can be used as general guide to the security level of your safe. The higher the cash rating, the higher the security level of your safe is and therefore the more you can safely keep inside it.

Cash ratings quoted are a guide only and assume correct installation. Individual insurance companies' ratings may vary. Higher or lower figures may be applied. If it is important you should check with your insurance company before you purchase a safe.

European Standards

You may sometimes find that your insurance company request that you get a European Graded safe, rather than specify a cash rating.

European standards generally apply to higher security safes. To obtain these standards safes must be rigorously tested by independent test houses, based around Europe. Safes are graded on a score that is achieved depending on what tools were used and how long it took to gain partial and full access.

All of our high security safes are tested and certified to EN 1143-1 by reputable testing houses. Below is a list of the standards that our safes are tested to and their equivalent cash ratings as agreed by the insurance industry.

• EN 14450 S1 - £2000 cash rating
• EN 14450 S2 - £4000 Cash Rating
• EN 1143 -1 Grade 0 - £6000 Cash Rating
• EN 1143 - 1 Grade 1 - £10,000 Cash Rating
• EN 1143 - 1 Grade 2 - £17,500 Cash Rating
• EN 1143 - 1 Grade 3 - £35,000 Cash Rating
• EN 1143 - 1 Grade 4 - £60,000 Cash Rating
• EN 1143 -1 Grade 5 - £100,000 Cash Rating
• EN 1143-1 Grade 6 - £150,000 Cash Rating